Tag Archive for 'PayPal'

Murphy’s Law

Today was one of those days when I am kind of in awe at the international scope that this project seems to be taking.

Just hours ago, Matt boarded a plane to Uganda. Before heading out, Matt had informed me that a shipment of mosquito nets (PermaNets) donated by Vestergaard-Frandsen hadn’t arrived at his home in Florida. After touching base with a friend at the company, I found out that unfortunately the shipment had been delayed at customs in Geneva. So now I’m looking into having something donated to Matt from Vestergaard-Frandsen’s Kenyan office which could then be shipped to where Matt will be staying in Uganda.

Meanwhile, back here in Dhaka, I’m stuck with this cold, flu, or whatever it is that I have. It doesn’t seem to want to go away. That’s what has been making it hard for me to make new videos. I was, fortunately, able to keep my friend John Green up-to-date about what I’ve been doing though. He was able to make a video about it on his channel which he filmed in his backyard in Indianapolis. If you’ve seen that video than you already know that I’ve been able to spend the money donated by his brother Hank (who lives in Montana).

Those trying to visit uncultured.com earlier today might have noticed the site was dead. I noticed this as well but I wasn’t sure if the problem was on my end - the internet connection I have here in Bangladesh isn’t that great afterall. After checking with a cousin in Ottawa, I realized the site was actually down. So I had to fire off an email to the California-based company that hosts this website. Looks like everything is back to normal now though. Although, that wasn’t the only problem I’ve been having to deal with today.

I also was shocked to find that my savings account had been frozen by my bank back home. I know everything I’ve been doing with my work in Bangladesh (and my bank back home) is 100% legal - so why on Earth would it be frozen? Turns out there is a rule pertaining to how many times you can transfer money to/from your savings account in a given month. The limit seems to be six times. I had always sent any money from PayPal to my savings account before transferring it to checking before withdrawing it. So, unless, I create a different setup - I might bump into this problem again.

So, at the end of the day, my work with this project has in some way, shape, or form involved people or things happening in Geneva, California, Dhaka, Florida, Ottawa, Indianapolis, Kenya, Montana, and my family and bank back home. While that’s really amazing… it’s also a nightmare because Murphy’s Law is apparently internationally scalable.

Full Disclosure: The First 72 Hours of PayPal Donations

[Updated] In the first 72 hours of officially starting PayPal donations, there have been over 152 separate donations totally over $3,400. Wow.

Let me put it this way. More money has been raised in just the past 72 hours than I have directly spent on helping others during my entire project to date. If our political leaders were as conscious and considerate about third world poverty as those who read this blog than global poverty would have ended ages ago.

This experience has also shown me just how hard it is to make sure every dollar reaches those in need. Even though I have yet to touch a single penny that has been donated, PayPal has already taken 3.2%. [Update June 12th, 2008 - PayPal charges a variable service charge. For large donations, the percentage seems to be around 3.2%. But, for smaller donations such as $1, the service charge is over 30%] That means of the $3623.30 donated within the first 72 hours - PayPal already scooped up $156.49 for themselves.

Assuming I withdraw this money the same way I have been withdrawing donations from my family (through the local ATMs) there will be a 1% currency conversion fee for every dollar I withdraw. So that means - before any money gets to help anyone - between the banks and PayPal - over $190 never reaches it’s destination.

This is part of the reason I was suggesting everyone seriously consider donating to one of my recommended charities. Many of them use their tax exempt status to negotiate better rates with online donation services and banks. Although, even these charirties have to pay some fees - and some of their money goes to PR and paying their staff.

I’m starting to wonder just how much of “a cup of coffee a day” actually reaches the final destination…

Donations Are Now Open

This project was never about fund raising - and it never will be. But I’ve talked to a lot of friends and they have all asked for the same thing: they want to be able to see where their money goes in the same way that my relatives get to see how I spend their family donations.

This kind of begs the question - why aren’t charities doing this? Even back in the 1980s (or earlier) you could sponsor a child and they would send you a picture along with some letters written by them. But come on, it’s 2008 - why can’t they send a vlog instead of a picture?

Heck, I can donate my money to my old alma mater and have a plaque on a chair in some auditorium - so I can see exactly where my money went. But if I were to donate the same amount to a charity to help build a school in the third world - I’m really left with nothing more but generic promo videos.

I believe that this is an important step in changing the conversation about global poverty. It’s in that spirit I’ve setup a PayPal account to accept donations. But please keep in mind that I’m just a private citizen and not a charity or NGO - donations to me aren’t tax-deductible.

Also, I am just one guy, your money will definitely go farther with a registered charity than with me. If you are having a hard time choosing which registered charity to give to - I have a recommended list of registered tax-deductible charities you can donate to. I’d be just as happy - if not happier - if you donated to them instead of me.

But, please, don’t take all this talk about charity and donations to mean that they are the single solution to ending extreme poverty. Political action, debt relief, and fairer trade agreements can do more than all the individual fund raising in the world.

[Full Disclosure: I should have pointed this out earlier, a few people are assuming I will be using these donations to help cover my day-to-day expenses (food, internet connection, DV tapes for filming, etc). I really - ethically - do not feel I can spend money donated to me for those purposes. It also doesn't make sense to ask others to subsidize such living expenses. At most, I may need to spend this money on travel costs if my work takes me outside of Dhaka City. I realize that most charities and NGOs use donation money to cover their food and living expenses - but like I said, I'm neither a charity or NGO.]

“How Can I Get Involved?” - An Answer

Hey to everyone who have recently stumbled upon this site. The number one comment/inquiry I have been getting is: “How can I get involved?”. Since it’s becoming harder and harder to respond to every email and comment personally - let me answer that question in this blog post:

1) Volunteering and/or Seeking a Position?: I might have given the wrong impression with some of my videos. I’m just one guy - I’m not an organization, NGO, or charity. I am honored that people are asking for “a position in my organization” or to “volunteer for my cause” - but what I’m doing isn’t really anything on that kind of scale. Volunteering is important though - and I highly recommend those interested in checking out both Save the Children and the VSO (that is the VSO UK site - but they have branches in many countries).

2) Sending Supplies?: I’m kind of weary of people sending supplies from abroad given my previous bad experiences with corrupt bureaucrats at the customs office. A very supportive company (Vestergaard Frandsen) had donated some water purification straws (called LifeStraws) and insecticide treated sheeting (called ZeroFly) and had it shipped to me here in Bangladesh. But, when it came to picking it up at the customs office - the local bureaucrats wouldn’t release it without over a $100 in trumped up fees and bribes (or “commissions” as they put it). I’ve even heard of a Canadian NGO/charity which had trouble having their water purification equipment released during the deadly floods of last year. Whether its non-profit charity work or time-sensitive disaster relief - the corrupt bureaucrats at the customs office don’t seem to care.

3) Making a Donation?: I ended the very first video on YouTube with “Don’t worry - I’m not asking for your money”. But, ever since then, I’ve been asked repeatedly if I would consider setting up a PayPal account and start accepting donations. My work in Bangladesh is admittedly very small scale. The big name organizations like Save the Children and smaller (but more personal) organizations like Nari Jibon operate with a greater economy of scale. Donating to them makes more sense because your donation can go further with them. But, given the frequent requests, I am in the process of setting up a PayPal donation system. I will keep you posted. Although even when that is setup - I’d still recommend you donate to one of the recommended charities. They are tax deductible and I won’t be unfortunately.

Above all - more than volunteering, more than making a donation or sending supplies - the most important thing you can do is to make this a priority in your life. Too many people ignore these pressing issues using rhetoric or apathy. Making the world a better place for others - makes it a better place for us. As Dr. Jeffrey Sachs said, “eveywhere we share the same common human bond”. Dr. Sachs (my inspiration for this project and author of the book “The End of Poverty”) believes we can end poverty in our lifetime. I believe him. But in order for that to happen - we have to make it a priority in both our lives and in the political realm.